No ads No feature gating One honest price

Everything you need. Nothing held back.

Most apps give you just enough to get hooked, then charge more for the parts that actually matter. We don't do that one plan, full access, every feature from day one.

Built for self-employed people who want to stop guessing and start knowing exactly where they stand at tax time.

8

Features included

$0

Hidden fees

1

Simple plan

Premium The Only Plan

$19
.99

/month

Cancel anytime No contracts No price hikes

  • All features full access immediately
  • Unlimited bank accounts
  • Multiple businesses & side hustles supported
  • Live quarterly tax estimates
  • AI transaction categorization
  • P&L export for your accountant
  • Email support
Get Started Today

Secure payment via Stripe

Why we only have one plan

Feature gating is a tax on people who are already stressed about taxes. We've seen apps lock quarterly estimates behind "Pro," hide deduction tracking behind "Business," and charge extra for reports you need to file your return.

That's not us. You pay one price, you get everything because the whole point is to have everything in one place, working together, so you're actually prepared when April comes.

Everything included

No tiers. No add-ons. No "contact us for enterprise pricing."

Automatic Bank Sync

Connect your business accounts and every transaction imports automatically no manual entry, no spreadsheets.

Auto-Categorization

Every transaction is sorted and tagged to the right IRS line item. Your Schedule C writes itself.

Live Quarterly Tax Estimates

Know exactly what you owe before the IRS deadline. No surprises, no penalties just clarity.

Deduction Tracking

Home office, vehicle, equipment every deduction tracked and linked to the right IRS form automatically.

Profit & Loss Reports

Export a clean P&L any time for your accountant, your bank, or your own peace of mind.

Multi-Business Support

Run multiple businesses or side hustles? Manage them all under one account with separate tracking.

S-Corp & LLC Ready

Built for real business structures. Reasonable salary tracking, entity-specific deductions, and more.

Bank-Level Security

Your credentials never touch our servers. Read-only bank access via Plaid's encrypted connection.

The real cost of being unprepared

The average self-employed person overpays $1,249 in taxes every year from missed deductions alone.

Not because they did anything wrong but because they didn't have a system tracking every deductible expense in real time. M&M Books is that system. At $19.99/month, it pays for itself the first time it catches a deduction you would have missed.

Start Saving on Taxes

Common questions

Ready to stop dreading tax season?

Join self-employed people who actually know their numbers and keep more of what they earn.

Get Started for $19.99/mo

Cancel anytime. No contracts.